Privacy Policy

At GradFund Advisory Services, we respect your privacy and are committed to protecting the personal and financial data you share with us. This Privacy Policy details how we collect, use, and secure your information.

1. Information We Collect

To provide comprehensive education loan advisory, we collect information including:

• Personal details: Name, contact details, email address, and academic records.
• Financial details: Co-applicant income statements, tax returns (ITRs), and credit reports (CIBIL).
• Collateral documents: Property title deeds, valuation files, and legal search reports (where applicable for collateral-backed schemes).

2. How We Use Your Information

Your data is processed exclusively for the following purposes:

• Evaluating loan eligibility and mapping profiles to suitable education loan schemes.
• Compiling credit dossiers for submission to partner nationalized banks.
• Coordinating legal title searches and technical property appraisals with bank-approved underwriters.

3. Data Sharing and Consent

GradFund does not sell or lease your personal information. Your documents are shared only with underwriting officers at partner banking institutions (such as State Bank of India) after receiving your explicit consent to proceed with the application.

4. Security Standards

We implement industry-standard encryption and security controls to safeguard your financial records. Access to sensitive documentation is strictly restricted to authorized advisory personnel.

5. Contact Information

For questions regarding this policy or to request deletion of your information, please contact us at: contact@gradfund.in.